Sunday, 13 October 2013

How can you ensure your Success in Stock Market?


An Investor or a trader in stock market has to be very much disciplined, organized, and should have the ability to pay rigorous attention to details. As warren Buffet once said,
 We don't have to be smarter than the rest. We have to be more disciplined than the rest”. The above-mentioned attributes should hold good even in your personal life, not just professional life. Otherwise, you will be unable to give complete focus to your investment or trading-- and you will fail.

Majority of the people are attracted to market with the sole object of making a financial killing within a short span of time. They merely participate in market with this aim (hope rather) only and start spending lot of time on daydreaming about it, instead of focusing more time on developing a process or a system or a set of rules, which might actually help them realize their goal at least in the long run. In addition to the unrealistically set goal, their own unwillingness to work (may be, out of ignorance) makes them fail. They start blaming the market for their failure and in the process refuse to realize this is a marathon, not a sprint and it takes strength, endurance and good health to stay the course and win the race. They gradually start feeling bad about themselves, start losing their confidence and may even end up with an unstable mind. Unfortunately, they may remain unconscious to these developments for a long time until they are made to realize by some kind of upheaval in their life.

There is absolutely no such thing as a sure thing in stock market (or in life). This is a game of probabilities, and the goal is to make more than you lose. You should develop tolerance for down ticks and draw downs as there is absolutely no room for perfectionism (everything has to work every time) in stock market. This is not to say you should risk your entire capital. Your process or system should help protect your capital as and when necessary. It is equally important to be cautious even when you are consistently making money as there is a high probability of being carried away by your success. The way in which a winner and a loser view or experience the market is dramatically different. The winning investor will have proactive approach while a losing investor a reactionary approach. Benjamin Graham, considered to be father of value investing, has said "Individuals who can't master their emotions are ill-suited to profit from the investment process."

After a slew of successful investments, it may so happen you are unable to identify any good opportunity in market but still you force yourself into some trades which in all probability can lead to losses. You should always remember the distress that each lost rupee causes is twice as high as the pleasure we get from each rupee gained.  So, it is equally important to avoid the highs that come from success just as the lows that appear after failure. The skill of knowing when not to invest is as important as knowing when to invest. You should avoid investing or trading for excitement instead of making profits. To put it in Seth Klarman’s words: "You can wait for opportunities that fit your criteria and if you don't find them, patiently wait. Deciding not to panic is still a decision." By overindulging in market you will be risking your psychological capital as you will be emotionally drawn down. This may result in, you missing the real big opportunity as and when it comes by which time you would have drained your energy levels completely and hence unable to participate in market although you have the required financial capital.

You should be able to assess and ascertain at all times whether your profits or losses are by design (your system or process) or by chance (luck factor, good or bad). There is a possibility of you earning profits without your true knowledge because you just happen to be with the flow of the market. Similarly there is a possibility of making losses when you are against the flow of market. So, it is very important to be with the flow of market as far as possible by design to better your prospects of making profits.

In the current environment, media (social media, in particular) has become an integral part of our daily life. So, it has become important to understand the role of media and its perceived influence on markets. Media can at best influence market on an absolute short term basis and can have zero influence on a sustained basis  It is very important to develop a kind of skill to separate news from noise, because media keeps on transmitting  endless stream of cacophony under the guise of news. You can come under its  influence if you monitor it too closely. We should be thankful to media though, as it provides us exposure to some of the best and brightest minds of the world thereby giving us the opportunity to gain valuable insights from them. At the same time, we should realize they are in business for profits and hence they would try to make money out of us and may not make money for us. So, you have to bear this in mind and take a balanced and judicious view while following media.

Finally, you should learn to accept total responsibility for all your actions irrespective of their outcomes. Some of your actions may be indirect like, you acted upon a recommendation of someone whom you believed to be an expert, and you should accept responsibility for such actions too even when the result of such action goes against you. It is normal human tendency to attribute success to one's intelligence and failure to circumstances or someone else. But, when you start accepting total responsibility for all your actions you are improving your self-accountability and a chance to learn from your failure. You learn almost nothing from your success.  You should always remember you are the only person who can truly control you and you cannot control anything else or any one else.

I am concluding with a Peter Lynch quote wherein he has aptly put together all the qualities required for an investor to be successful.

"The list of qualities an investor ought to have include patience, self-reliance, common sense, a tolerance for pain, detachment,  open-mindedness, persistence, humility, flexibility, a willingness to do independent research, an equal willingness to admit mistakes, and the ability to ignore general panic."




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